Catalog Credit Cards

With these merchant credit cards you can buy products only from their issuers' paper or online catalogs. These cards are mainly for building or re-building your credit but ONLY if the card's issuer reports your spending and paying activity to at least one of the 3 major credit bureaus. You can also try to take advantage of these merchants' special offers to their credit card holders or via their catalogs. If you pay your monthly dues on time, as well as leave just enough balance on your catalog card account to show up on your credit report (up to a few hundred dollars), then your credit rating should increase over time.

Browse the full selection of our CATALOG credit cards below or choose another Poor Credit/No Credit card from the menu bar on the left. Compare the information on fees, rewards, and various other card features in the "more info" section of the listed cards.

USA Gold Optimum

$12,500 Unsecured Gold Merchandise Credit Line

Summary:

Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Total Initial Charge: $149.95
Reward Program: $50 Gift Card
Credit Line: $12,500 on merchandise
Issuer: USA Credit

    Features:

• No credit checks or turndowns
• No employment verification
• Merchandise credit limit increases available
• Merchandise credit line is reported to a major Credit Bureau
• *Guaranteed Instant Online Approval
• Apply now and receive a *FREE $50 gift card
  
  *See website for Terms & Conditions.

More info           Apply

USA Classic - FreeCreditClub.com

Establish New Credit and Get Back to Living... Your Membership is *Guaranteed

Summary:

Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $2,500 on merchandise
Issuer: USA Credit

    Features:

• No Employment Verifications
• No Credit Checks
• Membership is *Free
• $2,500 unsecured merchandise credit line
• Poor Credit? No Credit? No Problem
• *Guaranteed Instant Online Approval
  
  *See website for Terms & Conditions.

More info           Apply

USA Gold

Featuring a $5,000 Unsecured Gold Merchandise Credit Line!

Summary:

Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Total Initial Charge: $149.95
Credit Line: $5,000 on merchandise
Issuer: USA Credit

    Features:

• Up to $5,000 Unsecured Gold Merchandise Credit Line!
• NO Credit Checks or Credit Turndowns!
• NO Employment Verifications!
• Merchandise Credit Limit Increases Available
• Establish Credit by Reporting to Major Credit Bureau!
• Enjoy great merchandise while establishing your credit! Apply Now!
  
  *See website for Terms & Conditions.

More info           Apply

All American Gold

You can get a $6,000 Unsecured Gold Merchandise Credit Line!

Summary:

Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Total Initial Charge: $149.95
Credit Line: $6,000 on merchandise
Issuer: USA Credit

    Features:

• Approval is *Guaranteed when Qualifications are Met
• $6,000 Unsecured Gold Merchandise Credit Line
• The Card is an Unsecured Line of Credit
• The Shopping Club Offers Over 15,000 Products
• Merchandise Credit Limit Increases Available
• The Merchandise Credit Line is Reported to a Major Credit Bureau
• No Credit Checks or Credit Turndowns
• No Employment Verifications
• No interest Charges.
• You can be Approved Even with No Credit or Bad Credit
  
  *See website for Terms & Conditions.

More info           Apply

Platinum Plus

$7500 Unsecured Platinum Merchandise Credit Line. No Credit Checks and No Credit Turndowns*.

Summary:

Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Total Initial Charge: $149.95
Credit Line: $7,500 on merchandise
Issuer: USA Credit

    Features:

• *Guaranteed Online Approval
• $7500 Unsecured Platinum Merchandise Credit Line
• No Credit Checks or Credit Turndowns
• No Employment Verifications
• Merchandise Credit Limit Increases Available
• Establish Credit by Reporting to a Major Credit Bureau
  
  *See website for Terms & Conditions.

More info           Apply

USA Platinum

Unsecured merchandise credit line up to $7,500! No credit checks or credit turndowns.

Summary:

Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Total Initial Charge: $149.95
Credit Line: $7,500 on merchandise
Issuer: USA Credit

    Features:

• Unsecured merchandise credit line up to $7,500!
• Enjoy great merchandise while establishing your credit!
• No employment verifications and No credit checks.
• Merchandise Credit Limit Increases Available.
• Reports to a major credit bureau.
• Great for establishing credit.
  
  *See website for Terms & Conditions.

More info           Apply

BuyRIGHT Prepaid MasterCard®

BuyRIGHT is RIGHT for you!

Summary:

Ongoing APR: N/A
Late Fee: N/A
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $49.95
Issuer: MetaBank

    Features:

• Click-N-Pay bill payment
• Free direct deposit
• Free activity alerts
• On-line money management tools
• BuyRIGHT Rewards program
• No Credit Checks
• No Employment Verification
• No Monthly or Annual Fee Option
• Free BuyRIGHT Marketplace Membership

More info           Apply

Horizon Gold Credit Card

Get your *Guaranteed Approval Unsecured Credit Card

Summary:

Ongoing APR: 0.00%
Annual Fee: None
Late Fee: $10.00
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $35.00
Reward Program: Free Equifax Credit Report™
Credit Line: $500
Issuer: Horizon Card Services

    Features:

• *Guaranteed Approval!
• *Bad Credit Accepted!
• *No Employment Check!
• *Reports to a Major Bureau!
  
  *See Complete Terms & Conditions for details.

More info           Apply